http://www.belindajanevideo.com/wedding-video/video-packages-prices-and-info

ASIC PACKAGE – $660

3 hours of video coverage. Perfect for the wedding & reception at the same location. Coverage includes arrival of guests, full ceremony, Bridal & Family photo session & start of reception if time permits. 1 copy supplied with personalized covers & printed DVD.
$220 deposit required to secure your date. Prices are GST inclusive.

OR

RAW FOOTAGE 3 HOUR PACKAGE – $445

ECONOMY PACKAGE – $990

5 hours of video coverage. Another package Perfect for wedding & reception at the same location (or minimal travel time). Coverage includes, arrival of guests, full ceremony, Bridal & Family photo session, reception until end of speeches & bridal waltz if time permits. 3 copies supplied on DVD with personalized covers & printed DVD.

$330 deposit required to secure your date. Prices are GST inclusive.

OR

RAW FOOTAGE 5 HOUR PACKAGE – $705

HIGHLIGHTS PACKAGE – $1400

In addition to the Economy Package, this package offers a short highlights DVD, which is an approximately 5 minute overview of your entire day, set to the song of your choice. A very entertaining version of your day to show your family & friends, which you will watch over and over again to enjoy your day. 3 copies of Highlights & Full Version supplied in a double DVD. $500 deposit required to secure your date. Prices are GST inclusive.

PREMIUM PACKAGE – $1730

7 Hours of video coverage. Coverage includes, Bridal house preparation, arrival of guests, full ceremony, bridal & family photos session at all locations, reception until end of Speeches & Bridal Waltz or part of reception, or until time runs out. 3 copies of Highlights & Full Version supplied on DVD. $600 deposit required to secure your date. Prices are GST inclusive.

OR

RAW FOOTAGE 7 HOUR PACKAGE – $965

ULTIMATE PACKAGE – $2145

10 Hours of video coverage. Coverage includes, Groom getting ready, Bridal house preparation, arrival of guests, full ceremony, bridal & family photos session at all locations, reception until end of Speeches & Bridal Waltz or part of reception, or until time runs out. 5 copies of Highlights & Full Version supplied on Double DVD. $800 deposit required to secure your date. Prices are GST inclusive.

OR

RAW FOOTAGE 10 HOUR PACKAGE – $1355

——————————————————————

http://forum.weddingcentral.com.au/viewtopic.php?f=1&t=46526

http://prefacefilms.com.au/

For $750 i get 8hrs coverage with 2 videographers all day, with a third at the church. (Extra hours are $65 each), 3 dvds with a short 5 min montage of the days events then the whole day condenced into about 2hrs – all fully edited, with music and menu screen. One thing that stood out as fantastic value was they cover both the bride and grooms house, plus the church, plus the photos and then reception.

Most other cheap videographer packages i was looking into had no pre-wedding footage and their videos weren’t edited. I know this sounds like an advertisement, but it’s not, i’m just so happy with the service and package i’ve received from them that i want others to know there are cheaper options available and you will still get a good result. I’ve seen their sample videos and they are great also.

They have more expensive packages but this package is fantastic value and the couple who own and run the company are really nice. I had actually decided not to have a video and i explained this to Rochelle (the owner) and she took an extra $250 off the price and said i can pay small installments fortnightly. Her exact word were “i don’t want you too regret not having a video” and she was right cause i would have regreted it.

Here are their details, i believe they are fairly new to the marker (approx 12months) so they are trying to get established, hence the cheaper price.

Sauvignon Media Creations
Contact: Rochelle
E: smcreations@optusnet.com.au
W: http://www.weddingstory.com.au/

Half Day Photography Coverage (4 hours) $989

OR

Full Day Photography Coverage (8 hours) $1,189

Both packages are inclusive of:

• 1 hour pre-wedding consultation in Melbourne
• Disc of high resolution images (.jpeg format)
• Unlimited exposures, unlimited locations
• Photographs are colour corrected and individually edited
• No copyright protection
• No watermarking
• Photographs are ready to print
• Travel allowance within 25km of Melbourne CBD

Upgrade your package with any additional services:

• Enhanced photographs $299
• Additional photography coverage (per half hour) $69
• Pre-wedding photography session $320
• Priority editing (7 day turnaround) $119
• DVD presentation with music of your choice $89
• Trash the dress session $320
• Disc of low resolution images $29
• Travel surcharge exceeding 25km (per km) $3

A $189 deposit is required to secure your booking

http://www.geofffarlowphotographer.com/wedding2.html

—————————————————–

http://robstambulic.com/wedding_packages/

Wedding Photo Shoots

Simplicity

• 3 hours coverage
• 300 images supplied on DVD
• from $690

Simplicity Too

• 4 hours coverage
• 400 images supplied on DVD
• from $850

Full Day Package 1

• Full day’s photographic coverage
• Digital colour images
• 350 images supplied on DVD
• 140 proof prints of your choice *
• 3 – 25x20cm prints
• 5 – 18x13cm prints
• from $1400

Full Day Package 2

• Full day’s photographic coverage (8 hours)
• Digital colour images
• Black and white available on request at no extra charge
• 350 images supplied on DVD
• 180 proof prints of your choice
• 10 – 25x20cm prints
• 10 – 18x13cm prints *
• from $1600

Full Day Package 3

• Full day’s photographic coverage (8 hours)
• Digital colour images
• Black and white available on request at no extra charge
• 350 images supplied on DVD
• 230 proof prints of your choice
• 1 – 45x30cm print
• 15 – 25x20cm prints
• 10 – 18x13cm prints
• from $1950

Full Day Package 4

• Full day’s photographic coverage (8 hours)
• Digital colour images
• Black and white available on request at no extra charge
• 350 images supplied on DVD that is yours to keep
• 350 proof prints of your choice
• 2 – 45x30cm prints
• 24 – 30x30cm prints
• 12 page 30x30cm digital designer album
• from $2900

Custom Package

• Discuss you preferences and requirements with us and let us put a together a custom package to fit your needs exactly.

http://www.borrowedandblue.com.au/wedding-photography/

For weddings before 31 March 2012
We are offering:
- 10 hour package for photography for $1200
OR
- 10 hour package for Cinematography + Videography for $2700

—————————————————

http://dreamlife.net.au/wedding/pricing.php

Key Coverage 4hours
No limit on the number of images we take. Normally we take approximately 400 images per wedding
100 4X6inch photos can be in color, black & white, sepia, or be crossed processed
Photo CDs (all photos with complimentary full resolution negatives)
One 8X12inch (21x30cm) enlargement
One 11X14inch (28x36cm) enlargement
Free pre-wedding consultation

With the 12X8inch 20side DL Leather Bound Magazine Style Album $1755
(album valued at $1150 elsewhere)

With the 18X12inch 20side DL Leather Bound Magazine Style Album $2055
(album valued at $1550 elsewhere)

Prime Coverage 6hours

————————————–

Good prices (include videographer)

http://www.imagesforlife.com.au/prices.htm

Donovans in St Kilda (also with bay views)

Ezards in Flinders Lane, Melbourne (fantastic)

Verge in Spring St, CBD (also has lovely views of the gardens)

Il Solito Posto – CBD (great italian food and ambience)

Grossi Florentino – CBD

Longrain – CBD

Taxi – Fed Square CBD

Vue De Monde – CBD

Cafe La – The Sofitel CBD (incredible views)

http://mikekaasninja.wordpress.com/doc-love-system-dating-dictionary/

Have you ever noticed that when a woman is completely into you, she is willing to do absolutely ANYTHING to make your life easy?

• Her eyes just light up on seeing you and she greets you with the warmest smile, accompanied by a tight hug or a kiss.
• She never flakes out or breaks dates. Instead, she always manages to find a way to be with you, regardless of how difficult her circumstances are.
• She laughs heartily at your corny jokes.
• She treats you like a king and talks to you with utmost respect.
• She talks about you in the most glowing terms with her friends, and often boasts about the most wonderful guy she has ever met.
• Sex with her is hot and passionate. It’s also likely that she’s the one that often chases you for sex.
• She apologises without any hesitation if she realises that she’s made any mistake.

In short, she just adores you! Well, that is exactly what happens when her Interest Level in you is over 95%.

On the other hand, have you observed that things change over time, and the same woman after a few months (or maybe weeks) might behave in a very different way?

• She is only lukewarm about seeing you and acts a bit indifferent. Her eyes no longer light up the way they used to.
• She does flake out and break dates every now and then; and no longer considers it a big deal.
• She no longer laughs heartily at your corny jokes. (Consider this: The same woman laughed her wits out at the same joke you cracked a few months ago…..but now she tells you how “stupid” and “dumb” the joke is!)
• She puts you down, criticises you and disrespects you every now and then.
• She also withholds sex from you and often makes excuses to avoid sex.
• She no longer apologises for her mistakes. Instead she frequently nags you, argues with you for no reason, and very often seems moody.

Perhaps one of the biggest stumbling blocks in becoming successful is past regrets. Too many times we become so obsessed with all of the times in the past when we were unable to achieve our goals that we believe we are doomed to fail at anything we do.

What actually happens is that we “program” ourselves to fail. We are still living in the past, unable to break away from the “failure chain” that links us to our past selves. So we doom ourselves to repeating the same old mistakes over and over again.

In order to do things differently, we must learn to be different. Our thoughts, actions and attitudes must all be different than they were in the past. And one big way to be different is in the way we percieve our mistakes.

There is no room in the life of a successful person for regret. Regret is a waste. It does nothing to enhance who you are, and, in reality, all it does is feed on you. Regret will bleed you dry emotionally, physically and spiritually.

If you want to be free to achieve your dreams and goals and live your life to it’s fullest potential, you must not allow regret to keep you chained to the past in a prison of “should of’s” and “could of’s”.

One of the best ways to loosen the power that regret has on you is to accept your past mistakes. Allow yourself to be human and realize that, as a human, you will make mistakes, and that’s okay, because that is how you learn.

But now, let’s take it one step further. Not only should you accept your past mistakes – you should embrace them. That’s right, be grateful that you are aware of your mistakes.

Why in the world should you do that? Because if you are aware that you have made a mistake, then you are also aware that you need to do something different next time around to be successful.

To every action there is an equal and opposite reaction. So you can look at what you did in the past to achieve the wrong results – and use that as your blueprint for what you need to do to achieve the right results.

So when those past mistakes come to mind, don’t get stuck in regret and allow yourself to follow the same path that caused the mistakes in the first place. Instead, embrace those mistakes and use them as a valuable learning tool – the roadmap to success that they actually

1.Create a table to control number of rows and tables that are deleted.

CREATE TABLE countdeletedrows
(
tablename VARCHAR(100),
BEFORE    BIGINT,
[After]   BIGINT,
)

2.  Create a Stored procedure:

IF EXISTS (SELECT *
FROM   sys.objects
WHERE  object_id = Object_id(N’[dbo].[p_DeleteWithRelatedTables]‘)
AND TYPE IN ( N’P’, N’PC’ ))
DROP PROCEDURE [dbo].[p_DeleteWithRelatedTables]

GO

SET ansi_nulls ON

GO

SET quoted_identifier ON

GO

CREATE PROCEDURE [dbo].[P_deletewithrelatedtables] (@TableName VARCHAR(200),
@SQL       VARCHAR(8000) =
NULL)
AS
BEGIN
/*
Name: dbo.p_DeleteWithRelatedTables
Description:

Dependent SP:

Input Parameter:

Output Parameter:

TEST:

[dbo].[P_DELETEWITHRELATEDTABLES]  @TableName =’Person’
DELETE FROM CountDeletedRows
SELECT * FROM CountDeletedRows ORDER BY TableName

History
————————————————————————————-
Version No  Date      User          Description
————————————————————————————-
1.0      15 Nov 2011    Tony Nguyen    - Initial Version

*/
DECLARE @DependentTableName  VARCHAR(MAX),
@DependentColumnName VARCHAR(MAX),
@ColumnName          VARCHAR(MAX),
@DeleteSQL           VARCHAR(MAX),
@CountSQL            VARCHAR(MAX)

IF @SQL IS NULL
BEGIN
SET @SQL = CHAR(13) + ‘ FROM  ’ + @TableName
END

DECLARE databasecursor CURSOR LOCAL FOR
SELECT *
FROM   (SELECT
– f.name                                                       AS ForeignKey,
Object_name(f.parent_object_id)                            AS
dependenttablename
,
Col_name(fc.parent_object_id, fc.parent_column_id)         AS
dependentcolumnname,
Object_name (f.referenced_object_id)                       AS
tablename
,
Col_name(fc.referenced_object_id, fc.referenced_column_id) AS
columnname
FROM   sys.foreign_keys AS f
INNER JOIN sys.foreign_key_columns AS fc
ON f.object_id = fc.constraint_object_id) a
WHERE  tablename = @TableName
ORDER  BY dependenttablename

OPEN databasecursor

FETCH NEXT FROM databasecursor INTO @DependentTableName,
@DependentColumnName, @TableName, @ColumnName

WHILE @@FETCH_STATUS = 0
BEGIN
DECLARE @Alias VARCHAR (100)

IF Charindex(@DependentTableName, @SQL) = 0
BEGIN
DECLARE @SQL2 VARCHAR(MAX)

SET @SQL2 = @SQL + CHAR(9) + ‘ JOIN [' + @DependentTableName +
']‘
SET @SQL2 = @SQL2 + CHAR(9) + ‘ ON [' + @DependentTableName +
'].['
+
@DependentColumnName +
'] = [' + @TableName + '].[' +
@ColumnName +
']‘ +
CHAR(
13) + CHAR(10)

EXEC [dbo].[P_deletewithrelatedtables]
@TableName=@DependentTableName,
@SQL = @SQL2
END

– This is executed as long as the previous fetch succeeds.
FETCH NEXT FROM databasecursor INTO @DependentTableName,
@DependentColumnName, @TableName, @ColumnName
END

CLOSE databasecursor

DEALLOCATE databasecursor

PRINT ‘– Delete table ’ + @tablename

SET @DeleteSQL = ‘DELETE ’ + @TableName + @SQL
SET @CountSQL =
‘INSERT INTO CountDeletedRows (TableName, Before) SELECT ”’
+ @TableName +
”’, COUNT(*) FROM ’ + @TableName

PRINT @CountSQL

EXEC (@CountSQL);

PRINT @DeleteSQL

EXEC (@DeleteSQL);

SET @CountSQL=
‘UPDATE CountDeletedRows  SET After =  (SELECT  COUNT(*) FROM ’ +
@TableName
+
‘) WHERE TableName =”’ + @TableName + ””

PRINT @CountSQL

EXEC (@CountSQL);
END

GO

3. Run the script

DELETE FROM CountDeletedRows

EXEC P_DELETEWITHRELATEDTABLES @TableName = ‘Customer’

SELECT DISTINCT
Tablename,
BeforeDeleted=Before ,
AfterDeleted= [After],
Deleted=( Before – After )
FROM
CountDeletedRows
ORDER BY TableName

A! beat me to it HandyAndy.

The first step to buying any business is to be able to read the financials on offer from the Vendor via the agent.

All businesses have to provide these when they are being sold, and the general rule is the last 3 years’ trading. These are usually accountant’s statements, so you can’t believe everything you read. I always ask for the last 3 years tax returns when we get closer to the serious stage. If the Vendor won’t supply these; I’m walkin’.

My suggestion is to start asking the agents for the financials for a number of businesses – any business will do, but the type you are interested in buying is better. This will give you practice in seeing what’s going on. The more you do; the quicker and better you will get at reading the figures and assessing whether the business is right for your purposes and profitable. I have read literally hundreds of these over the past few years. It’s boring at first, but must be done, and it gets easier.

If you can’t analyse these, you are in big danger of buying a dud that is hidden inside a glossy cover of numbers.

What you need to be able to acertain from the figures is how much you are going to have left over FOR YOU after every single expense has been accounted for – including rent, GST payments to the Gubbmint, loan repayments, wages, equipment loans (if any), utilities etc.

Basically; the nett business profit after tax. Some owners include their wage in the wage expense. This is actually good for you; part of the business expense which would take away from your wage is already covered in this figure, so if the nett profit after all this is healthy, then you are on the right track.

I get nervous when I see no wage for the owner, and the profit is low. It is a fair bet that they are either going broke, or are skimming lots of cash out. Now, this is fine, but they can’t have their cake and eat it – you can’t ask for high dollars while the business is showing no profit. And, the owner won’t be able to prove they are taking out lots of cash. This happens a lot; the agent says there is a lot of cash going out, but so what? I ask for proof, and of course; it can’t be done.

For me; the criteria must be that if I can’t pull out at least $100k for me each year after the official figures, then why bother? You are taking all the risks, managing staff and so on – why go through all that grief for just an average wage or less? You may as well go work in a bottle shop or something and have no responsibility. Now, when I say $100k; this is based on the level I’m playing at right now. For me, the next level up (double the asking price and turnover etc) will have to return a fair bit more of course.

Even though they are costly, if you have had no experience in buying a business, I suggest using a good business lawyer to guide you through. I can PM you the details of my guy if you wish – very good, but not cheap.

It is adviseable to also have an accountant and an MB who are conversant in business to help you as well.

Next, go visit the business and observe what the volume of traffic is like. Sit out front at all different times and simply watch what goes on.

Check out the location of other competitiors and their size – impact on your business.

Have an exclusion clause added into the Contract that prohibits the Vendor from setting up business down the road for a good number of years. It is easy to get 10 years and 10km’s minimum for this.

Lease length must be at least 15 years – 5x5x5. Banks are loath to lend on less at the moment. You need time to get a return on your money if they decide to not renew your lease for some reason.

You need very good insurance to cover the business and yourself.

The contentious issue in what the asking price should be is how many times nett profit as the asking price. To me; 2 times nett profit is enough. I see businesses asking 5 times! Now, if you are borrowing the entire amount (most people will be) on 5 times nett profit, there would be very little left over to feed yourself after all expenses.

Now is a good time to buy businesses. Why? Because Banks aren’t lending on them – noone can get finance, so there are no buyers out there.

Expect that the Banks will offer you no more than 50% of the funds to buy right now, so you will need other equity (in property) or cash to buy something.

This is good for you; you can offer lower to get the figures to where you need them to be.

Don’t be afraid to offer low. A business came up for sale here in Dromana a couple of weeks ago – asking $215k plus $50k of stock. I spotted it a week or so ago, but by the time I looked at it an offer for $190k was in, and had been accepted by the owner who is retiring.

The agent was away on hols when I heard of the offer, and informed me yesterday after coming back to work that this deal has fallen over as the purchaser cannot get finance. I am going to be offering $200k for the lot including the stock.

The owner takes a wage of $60k per year and it is fully managed. He works one day per month. That’s not bad; a ROI of 30% if he accepts the offer.

You got two options:

1. Subdivide first ——

*If you do subdivide the bank will issue a new loan for each subdivision, ie if you have 3 titles = 3 separate mortgage/loans, all done within it’s own merits ( own LVR, valuation )
* If you go down this way, you can stay with the same lender or If you choose to shop around and find a new lender; you can potential have 2 new lenders each securing one portion of the land (one title each etc) –
* in regards to the construction; for the empty land- you would apply for a vacant land + construction – depending on which lender this is allowed up to 90-95% of the valuation/market value LVR

2. Build first then subdivide

* You would have only ONE title- so only ONE lender securing property + the construction cost
* This option provides less flexibility ( explained below)
* Apply for a new loan ( some banks allow a split loan into your existing) ; the new loan would be a construction loan.

——–
For both options, the bank will be fine with the construction as long as you afford to service the loan your after and you must have all council approval, fixed price quotes and plans set and ready before they will consider your loan.

I would say option 1, is a far more superior option in term of protection, since im guessing this is your first development project. Reason i say that is; option 1 allows you to change lenders and find new competitive rate for EACH land ( so if you had problem with your current lender you can simple change it over) . Lastly if you gotten your self into some unforeseen financial problem; you can simply place one of the construction on hold or simply sell one of the land off to offset any short falls.

Forgot to add: Depending on what your purpose is: ie build and sell? or rent out- it’s an good idea to speak to your tax accountant first if your planning on adopting the build and sell strategy as CGT would be potential be in play and if done correctly you could save thousands on CGT

Lastly either way make sure the new loan you apply for is a SPLIT loan- DO NOT add it to your existing PPOR loan – very important loan structure if you want to claim the full tax deductions.

Regards
Michael

Other his articles:

http://www.propertyinvesting.com/forums/property-investing/help-needed/4338610